The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract) because all or part of the applicant’s income derives from any public assistance program or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. You can also hear the information regarding Military APR Regulations by calling 84. This rate must include, as applicable to the credit transaction or account: The costs associated with credit insurance premiums fees for ancillary products sold in connection with the credit transaction any application fee charged (other than certain application fees for specified credit transactions or accounts) and any participation fee charged (other than certain participation fees for a credit card account). In general, the cost of consumer credit to a member of the Armed Forces and his or her dependent may not exceed an annual percentage rate of 36 percent. If all credit requirements are not met to receive this offer, you may be subject to a higher monthly payment.įederal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. Advertised monthly payments and financing are subject to credit approval. All of the supporting documentation and a copy of your retail installment contract will be sent to you electronically once you have discussed your trip with your travel consultant and the cost of your travel has been quoted. The total cost of the loan is based on the specific cost of your trip, the Annual Percentage Rate (APR), and the term of your loan. Your interest rate is based on your credit history and employment status and is set by the lender. The interest rate will not exceed 35.99% APR (Annual Percentage Rate). The interest rate you receive will be set by the lender who approves your loan. All financing provided for your purchase with United Military Travel can have an interest rate ranging between 0.00 % – 35.99% APR (Annual Percentage Rate). You have the ability to pay your loan off early with no penalty for pre-payment. The repayment period is set by the lender and will be provided to you at the time of pre-approval. All financing provided for your purchase with United Military Travel has a repayment period between 5 months – 48 months. Credit restrictions include, but are not limited to credit history, employment, repayment term, and dollar amount financed or purchase price. Social Security Administration EmployeesĬredit restrictions apply to qualify for financing.Personnel of all other US Government Agencies. Simply apply now to fly now and pay later with United Military Travel!ġ00% Travel Financing Program is Available for: We understand that you may need to fly your family internationally for the holidays, book a honeymoon flight, or even fly back to your duty station! We provide our travel financing services for vacations or emergencies. Our Fly Now Pay Later program is used by US Military members all over the world. Do you need a flight home for leave, or need an emergency plane ticket somewhere? We are able to offer you exclusive airfare financing with no down payment required! United Military Travel offers the best rates on airfare loans for active duty and retired military, as well as
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